1. Agreement to Terms
By accessing or using Figurs ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.
Important: These Terms constitute a legally binding agreement between you and Figurs Ltd.
2. Description of Service
Figurs is a Software-as-a-Service (SaaS) platform providing accounting and company secretarial services for UK limited companies:
Bookkeeping
Financial record management
Invoicing & Billing
Create and manage invoices
Bank Integration
Open Banking feeds & reconciliation
VAT Returns
Preparation and HMRC submission
Financial Reports
P&L, Balance Sheet, Trial Balance
Company Secretarial
Registers, filings, dividends
3. Eligibility & Account Registration
3.1 Eligibility
You must:
- Be at least 18 years old
- Be authorised to act on behalf of your UK limited company
- Provide accurate and complete registration information
- Maintain the security of your account credentials
3.2 Account Requirements
To use the Service, you must:
- Create an account with accurate information
- Provide your company's registration number, VAT number (if applicable), and accounting details
- Keep your account information up to date
- Not share your account with others
- Notify us immediately of unauthorised access
4. Subscription and Payment
per month (excluding VAT)
We reserve the right to change pricing with 30 days' notice.
4.1 Billing
- Subscriptions are billed monthly in advance
- Payments are processed via Stripe or GoCardless
- VAT will be added to all prices at the prevailing rate
- Failed payments may result in service suspension
4.2 Cancellation and Refunds
- You may cancel at any time with immediate effect
- No refunds for partial months
- You remain responsible for any outstanding charges
- Data export available for 30 days after cancellation
5. Professional Advice Disclaimer
Important Notice
Figurs is a software tool, not a substitute for professional advice. We do not provide tax, legal, or financial advice. You should consult qualified professionals (accountants, solicitors) for advice specific to your situation. We are not liable for decisions you make based on data or reports generated by the Service.
5.1 HMRC and Companies House Submissions
When you authorise us to submit filings on your behalf:
- You confirm the data is accurate and complete
- You remain legally responsible for the content of submissions
- We submit data on your behalf but do not verify its accuracy
- Late filing penalties from HMRC or Companies House are your responsibility
- You should review all submissions before authorisation
6. Your Data and Content
Ownership
You retain all rights to your financial and company data
Licence to Us
Limited licence to process data for service provision
Data Accuracy
You are responsible for the accuracy of data you provide
7. Limitation of Liability
To the fullest extent permitted by law:
The Service is provided "as is" without warranties of any kind
We are not liable for indirect, incidental, special, or consequential damages
Our total liability is limited to the amount you paid in the 12 months preceding the claim
We are not liable for HMRC penalties, Companies House fines, or late filing consequences
8. Termination
By You
- Cancel at any time from account settings
- Immediate effect
- Export data within 30 days
By Us
We may suspend or terminate if:
- You breach these Terms
- Payment fails for 14 days
- Fraudulent or illegal activity
- Required by law
9. Governing Law and Contact
These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.